Is Cornerstone Bullion Legit?

Is Cornerstone Bullion legit? An objective Review

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Investing in precious metals has long been a popular strategy for diversifying portfolios and protecting against economic uncertainty. Some of these, such as gold, silver, platinum, and palladium, are finite resources that have been valued for centuries due to their scarcity, durability, and intrinsic worth. 

There are hundreds of investment companies that specialize in the precious metals industry, which may be overwhelming to those just starting to learn. We understand the difficulty of choosing the right company to work with and invest in. In order to help you with this, we created a list of our most recommended gold investment companies that you should check out. This features well-curated articles regarding everything about them so that you can be knowledgeable to make the right decision.

One more important thing:

We understand how difficult it is to pick a company that you can trust with your hard earned savings. This is why we research the financial sector thoroughly to offer you good and useful information to help you make the right decision.

We created a list of our highest recommended investment companies, to make comparing and choosing the company best suited to your needs as easy as possible.


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However, if you are still interested in learning more about Cornerstone Bullion, here is our review of it.

Is Cornerstone Bullion Legit?

Who Are They?

Cornerstone Bullion is a privately owned precious metals dealer that was founded in 2008 by Chad Roach. It is based in the United States and is known for providing high-quality bullion products to investors around the world. To add, it is a member of the American Numismatic Association (ANA) and the Industry Council for Tangible Assets (ICTA), which are organizations that promote fair and transparent business practices in the industry. 

They highly adhere to their mission to provide investors with access to a wide range of precious metals at competitive prices. You can buy a variety of gold, silver, platinum, and palladium coins, bars, and rounds from reputable mints, such as the US Mint, Royal Canadian Mint, and Perth Mint, through their website. The company also offers investment-grade bullion products that are eligible for inclusion in self-directed Individual Retirement Accounts (IRAs), which also have their own perks and benefits compared to holding physical metals.

Lastly, it is highly committed to providing exceptional customer service and has a team of knowledgeable and experienced specialists who can help investors make informed decisions about their assets. Overall, it is a reputable and reliable precious metals dealer that has established a strong track record in the industry. Its focus on quality, competitive pricing, and exceptional customer service make it a popular choice for investors who are looking to reap the rewards of investing in this kind of asset.

Is Cornerstone Bullion Legit?

What Do They Offer?

Precious Metal Products

Cornerstone Bullion offers a wide variety of products, including gold, silver, platinum, and palladium coins, bars, and rounds. The company only sources its products from reputable mints and manufacturers, ensuring that all of these are high-quality and meet industry standards.

Investors looking for gold can choose from a variety of coins, bars, and rounds, including the popular American Gold Eagle, Canadian Gold Maple Leaf, and Australian Gold Kangaroo. Those interested in silver can buy different types, such as the American Silver Eagle, Canadian Silver Maple Leaf, and Mexican Silver Libertad. The rare and highly valuable platinum and palladium products are also available, with popular choices including the American Platinum Eagle and the Canadian Palladium Maple Leaf.

Investment-grade bullion that is eligible for inclusion in self-directed Individual Retirement Accounts (IRAs) is also offered. These are IRA-approved and meet the requirements set forth by the IRS, making them an ideal option for those who want to diversify their retirement portfolio with precious metals.

Payment and Shipping Options

In addition to its high-quality products, it also has a variety of services to make the investing process easy and convenient. Aside from this, it is also flexible when it comes to payment as it has different options, including bank wire transfers, checks, and credit cards, and its products are shipped in discreet packaging to ensure safe and secure delivery.

Storage Options

You do not need to worry about the security and safety of your assets, as there are various storage options to meet your needs, including secure off-site storage and private vaulting options. This provides investors with a convenient and secure way to store their precious metal investments while also ensuring that their investments are easily accessible when needed.

Is Cornerstone Bullion Legit?

Their Buy and Sell Process

Here's a section that explains the process of transacting with the,. It is generally straightforward and easy. Follow the steps outlined below to be a step closer to reaching your financial goals.


As they offer a wide range of products to choose from, you can follow the steps below to ensure a smooth and hassle-free purchasing experience.

Decide on What You Want to Buy

Before making a purchase, it's important to decide what type of precious metals you want to invest in. If you need help with this decision, the company provides a Precious Metals 101 Guide on its website, or you can call its customer service team for assistance.

Set Up an Account and Confirm Your Order

Once you've decided what you want to buy, you can call them to place your order and set up an account. This involves providing your name, shipping address, and contact information. Once your order is confirmed, you'll receive a trade confirmation via email.

Pay for Your Order

You can make your payment via bank wire, check, cash, or cashier's check. If ever you prefer other methods not listed, you can contact them for more information. Afterward, your order will be shipped within 1-3 business days after your payment clears. Within 12 hours of shipment, you'll receive an email with a tracking number so you can keep track of your shipment.

Receive Your Shipment

They ship their products via USPS, UPS, or FedEx, depending on the size of the order and its destination. Once the shipment is delivered and signed for, you'll be responsible for its safety and security.


If you're looking to sell your precious metal coins or bars, they also offer a streamlined process to make selling as simple and secure as possible.

Decide on a Price and Get in Touch

 To get started, call the company and let them know what you're looking to sell. They'll provide you with a quote that's valid at the time of the quote only. Once you confirm the sale, they will lock in the price, and if you don't already have an account with them, they'll set one up for you.

Ship your package

Once you have confirmed the sale, you'll receive a written trade confirmation via email. Print that confirmation and insert it in an insured USPS box or envelope, and ship your metals to their office at the address provided. In most cases, USPS is the only method of shipment they accept. It's important to note that you take full responsibility for shipping and insuring the contents of your package, and the company will not be held responsible for inadequately insured, packaged, or addressed packages.

Receive Your Payment

After you've shipped your package, you must provide a receipt of your shipment or tracking number within 24 hours of the sale. You can fax it to (888)-303-9956 or email it to Once your package arrives and they confirm its contents, they'll send you a check within 1-2 business days. For a $19 charge, they can send it overnight, or for sales over $50,000, they'll send a bank wire upon request without additional charge. For more information about the terms of purchase, visit their FAQs page or contact them directly if you have any further questions.

Their Pros and Cons

Based on the information available on their website, here are some potential pros and cons to consider before making a transaction with them:

  • Competitive Pricing. It offers precious metals at an average of only 1-2% over their cost, compared to other dealers who charge 5-10% commission or even 20-40% commission for numismatic coins. This allows investors to buy and sell gold and silver without losing a large portion of their investment to dealer commissions.
  • Family-owned. It is a family-owned and family-run company that ensures a high level of security, privacy, and service to its clients. The family service team is available to answer any questions before, during, or after transactions, and clients are treated like part of the family.
  • No Paid Advertising. Cornerstone Bullion avoids paid advertising of its services, which means lower expenses and, ultimately, lower prices.
  • Sterling Reputation. It is a reputable dealer with a long history of providing precious metals to investors. They pride themselves on their thousands of satisfied clients across the country and a 100% customer satisfaction goal. The company also has an "A+" rating and accreditation with the Better Business Bureau, which assures clients of its credibility and trustworthiness. Lastly, they are known for their 4.9-star rating from clients on the world's largest independent online dealer review site,
  • No minimum or maximum order: Clients can purchase as much or as little as they want, with no set minimum or maximum order. This can minimize the fees associated with buying, leading to savings and larger possible gains.
  • Other Pros. Their website is easy to navigate, with clear categories for different products and helpful resources for investors. They also offer informative articles on their website to guide both clients and interested investors on everything they need to know about investing in the precious metals industry.
  • Limited payment options: Currently, they only accept personal checks, cashier's checks, and bank wires as forms of payment. This may be inconvenient for some customers who prefer to use other payment methods, such as credit cards or PayPal.
  • No returns. No information is available on the website regarding returns, refunds, or exchange policies, which may be a concern for some investors. It can be safe to assume that the company does not allow it. 
  • Limited review. There are not as many online reviews available for the company compared to some other dealers.
  • Inconvenience. In order to buy or sell with them, clients will have to transact through emails instead of their website. This can be a hassle for those who do not have the time to write emails and contact them personally.
Is Cornerstone Bullion Legit?

Some Policies to Consider

These are everything you need to know before transacting with the company. You have to make sure you come to terms with their policies for you to manage your expectations and avoid unnecessary inconveniences and hassle.

Price Confirmations and Binding Agreement

When purchasing or selling precious metals with Cornerstone Bullion, it is important to understand the terms of the agreement. The agreement is binding, meaning once the price is locked in, the order cannot be canceled. When selling, the price is locked in when you verbally confirm the pricing, and the purchase must be shipped to their vault facility on the next business day after receiving the confirmation email. 

Cancellation Policy

All orders are non-cancellable once confirmed. Any attempt to avoid payment or default on a confirmed order will be treated as a breach of contract, and all applicable civil and criminal remedies may be taken. In the event that you need to reverse the order, you must resell or repurchase the metal from them at the current fair market value quoted by the sales department.

Shipping Policy

Orders placed will be shipped via USPS registered or priority mail, UPS, or Federal Express at the company's discretion. All items are insured. Once you receive a tracking code for your shipment, your items will be received within 1-5 shipping days, depending on the method of shipment. They are responsible for the shipment until it arrives at your address and is signed for.

It is important to note that they are not responsible for any losses if you give instructions to a third party to accept delivery on your behalf or if you have left instructions with any carrier or delivery service to leave packages unattended for you without the need for a signature.

In the event that the metals are lost, damaged, or stolen in transit to you, they will file an insurance claim for either replacement of the metals or a complete refund to you. 

Are They Legit?

Cornerstone Bullion is a legitimate precious metals dealer with a good reputation in the industry. The company has an A+ rating and accreditation with the Better Business Bureau, indicating its commitment to customer satisfaction and fair business practices. Additionally, the company's high level of transparency through its website and the family-owned and operated business model suggests a dedication to building trust and long-term relationships with its clients.

Furthermore, the company's competitive pricing, lack of minimum or maximum orders, and willingness to sell as little as 1 oz of silver or gold at a time are all positive indicators of its customer-focused approach. The company also has a good reputation with many satisfied customers, as evidenced by its high ratings on

However, it's worth noting that the company has limited payment options and an inconvenient way of buying, as customers need to contact the company personally instead of using their website. Additionally, the company has fewer online reviews compared to some other precious metals dealers, which may raise concerns for some potential investors.

Overall, while there may be some minor drawbacks, the positive indicators suggest that Cornerstone Bullion is a trustworthy and reliable precious metals dealer. But since we want what’s best for you, we don’t recommend them for your investment needs. Although it is a legitimate company, it is not our best choice. Instead, you can check our top 5 recommended companies that are known for their products, customer satisfaction and educational materials. They are reputable and established companies in the industry where you’ll receive the quality service you deserve.

Cornerstone Bullion is a solid company and certainly not a scam. Nevertheless, we do not recommend them as one of our top companies, because we think there are better!

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Or, if you like to read more about Cornerstone Bullion, you can check their website below.