American Hartford Gold vs Birch Gold Group

American Hartford Gold vs Birch Gold Group

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If you are considering investing in precious metals to build and protect your wealth for the future, you would likely have come across different precious metals companies with different features. American Hartford Gold and Birch Gold Group are two precious metals companies on the list with excellent reputations and great reviews online, so choosing between them may take a lot of work. 

American Hartford Gold is a trustworthy precious metals company with great reviews online and excellent customer service. They are classified as the leading gold IRA Company in 2023, offering fantastic features that investors will benefit from. The company's gold IRA rollovers start at a minimum price of $10,000. Unfortunately, you may need to find another company to invest in palladium or platinum for IRAs. 

Birch Gold Group has been in the precious metals company for almost two decades, giving them a great reputation. They are gold IRA specialists; they charge low fees for their products, and clients can start a gold IRA for a minimum price of $10,000. This company is recommended for investors new to investing in precious metals, as it is easy to work with.

In this guide, we will compare American Hartford Gold and Birch Gold Group so you can choose a suitable option. 

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American Hartford Gold vs Birch Gold Group

As stated above, American Hartford Gold is a precious metals company known for its excellent customer service. It is the country's largest retailer of physical silver and gold, and they aim to safeguard the financial future of its customers by adding safe-haven assets – assets that will increase or maintain value in volatile market environments – to its investment portfolios. 

The company provides their clients with the options of either storing their precious metals in retirement accounts like 401Ks, IRAs and TSPs or getting them delivered to their doorstep (the company offers free insured shipping). AHG provides their customers with the latest market insights and information to keep them informed alongside a team of precious metal specialists to provide the best services. 

Lastly, American Hartford Gold offers its clients a Buyback Commitment, which provides an extra layer of security and gives them access to their funds at any time. 

American Hartford Gold vs Birch Gold Group

Birch Gold Group is a company known for its expertise in the precious metals field. The company has almost two decades of experience, making it an excellent choice for clients and their retirement savings. Birch Gold Group offers a wide range of services to suit every investor's financial needs and expert guidance throughout the process. 

This precious metals company provides the necessary services whether you are looking to invest in precious metals like silver or gold or whether you are looking to create an IRA – Individual Retirement Account – to diversify your retirement portfolio. Investing in precious metals is a great way to secure your financial future, but doing it with a reputable company is an even better way. 

Lastly, Birch Gold Group deals with various precious metals, including platinum, palladium, silver and gold. 

American Hartford Gold vs Birch Gold Group

Features of American Hartford Group and Birch Gold Group 

Let us look at the peculiar features of both precious metals companies. This way, it will be easy to identify their services and if they suit your needs as an investor. 

American Hartford Group

  • The precious metals company is considered the nation's biggest retailer of physical silver and gold, as it has successfully shipped precious metals worth over $1.5 billion to satisfied clients. 
  • The company is known for their excellent customer service, built on trust and transparency. 
  • The minimum investment price for gold IRAs is $10,000, making it easily accessible for most clients.  
  • Clients can open a retirement account to store their precious metals or opt for physical delivery. 
  • AGH offers no buyback fees and guarantees low prices, which ensures competitive pricing. 
  • The company has an A+ rating from the Better Business Bureau and multiple 5-star ratings on Google and Trustpilot.

Birch Gold Group 

  • Birch Gold Group ensures that their Gold IRAs are easily accessible by their wide range of clients as the minimum investment price is $10,000.
  • Clients can access various precious metals, including silver, gold, palladium and platinum.
  • The rollover and buyback feature allows clients to transfer their current retirement accounts or sell their precious metals to the company.
  • Birch Gold Group provides the information that new and returning investors need to make informed decisions.
  • The fees paid on custodial fees' first year are relinquished for purchases that are more than $50,000, which is advantageous to customers who make major investments in a gold IRA.
  • The company has an A+ rating on Better Business Bureau, 4.95 stars out of 5 on TrustLink, 4.95 stars out of 5 on Trustpilot, an AAA rating on BCA and 4.8 stars out of 5 on Google.
American Hartford Gold vs Birch Gold Group

American Hartford Gold’s Eligible IRA Metals and Coins (Available)

American Hartford Gold has a wide range of precious metals like platinum, gold and silver coins and bars for clients to choose from. For the silver coins and bars, there are different options to choose from, including the Silver American Eagle and the Silver Canadian Gyrfalcon. 

For the gold coins and bars, clients can choose from the Gold American Eagle, the Gold Canadian Buffalo and the Gold American Buffalo. Clients can contact a toll-free number on the company's website when they want to talk and get more information about product pricing. 

American Hartford Gold vs Birch Gold Group

Birch Gold Group’s IRA-Eligible Coins and Metals 

Birch Gold Group offers a wide range of IRS-approved precious metals for their clients to choose from, including palladium, silver, gold and platinum. This way, their customers have diverse options for their investments. Also, the company has ensured that they comply with the rules and regulations the IRS has laid out for investing, storing and trading physical assets like precious metals. Their precious metals IRA selection include the American Gold Eagle Bullion Coins, the American Buffalo Gold Coin and the American Gold Eagle. 

American Hartford Gold and Birch Gold Group Fees and Commissions

American Hartford Gold 

On the American Hartford Gold website, clients will need help finding the different prices on the product catalogue. They will only have access to a list of the available products to choose which to invest in. If they want to know the pricing information, clients have to call the company's toll number and speak with a customer care representative. 

As mentioned above, opening an IRA through American Hartford Gold requires a minimum price of $10,000, and the minimum for cash purchases is $5,000. The company offers promotions and incentives, such as free insured shipping on purchases and silver worth up to $10,000 on certain qualifying purchases. 

Lastly, this precious metals company offers waived IRA fees of three years for every purchase over $100,000 and waived first-year IRA fees for every purchase over $50,000. 

Birch Gold Group 

Birch Gold Group has an initial setup fee of $50 paid by clients creating a self-directed IRA with the precious metals company – the fee covers the entire setup process. A yearly storage fee of $100 is paid yearly to safely keep clients' valuable metals like gold in an authorized depository. 

An annual maintenance fee of $80 covers the ongoing maintenance and administration of every client’s account. To get the latest price information for the company’s product, you can either check their website or contact Birch Gold Group itself. For this company, it is important to note that the precious metals IRAs – Individual Retirement Accounts – fees could vary depending on the specific one.

Once you have confirmed the latest price information of Birch Gold Group, you can make your decisions based on your investing preferences and financial capacity/goals. When comparing the prices between both companies, we can see that Birch Gold Group has more expenses, but they are quite necessary. It depends on which company’s price information and products fit your financial goals. 

Pros and Cons of American Hartford Gold and Birch Gold Group

Both precious metals companies have performed well so far and have unique features which draw their clients to them. But, they have advantages and disadvantages which will help in deciding between both options.

Pros of American Hartford Gold

  • American Hartford Gold is a perfect choice for both returning and new investors due to its excellent customer service, making using precious metals to diversify assets conveniently.
  • Ratings and Reviews: American Hartford Gold has impressive ratings and customer reviews, proving it is a reputable company. The company has a perfect 5 out of 5 stars on Trustpilot which is based on 1,124 reviews, 4.9 out of 5 stars on Google Reviews based on 54 reviews and an A+ rating on BBB – Better Business Bureau – and 4.9 out of 5 stars based on 361 reviews.
  • Free Consultation: American Hartford Gold offers free consultations to their clients with a precious metals specialist to guide their investment and help them make informed decisions. This way, new investors can rest assured that they are making the right investment choices.

Other advantages include:

  • The company has been in the precious metals business for 8 years (established in 2015), so a good reputation is guaranteed.
  • The company enjoys exclusive endorsements from notable figures like Rick Harrison.
  • The company offers competitive pricing through no buyback fees and a low price guarantee.

Cons of American Hartford Gold

  • The price information of coins is not listed on the website. Customers have to contact a representative on the website to get the latest information which may be a hassle.
  • Investors looking to invest in platinum or palladium in self-directed IRAs have limited options.

Pros of Birch Gold Group

  • Ratings and Review: Birch Gold Group was established almost two decades ago and has built a good reputation and great reviews online. The company has an A+ rating on BBB based on 72 reviews, an AAA rating on BCA based on 7 reviews, 4.9 out of 5 stars on TrustLink based on 129 reviews, 4.9 out of 5 stars on Trustpilot based on 125 reviews and 4.8 out of 5 stars on Google Reviews based on 220 reviews.

    Most customers rated the company's services as excellent on different review platforms praising the company’s knowledge and professionalism. This goes further to prove that Birch Gold Group has a solid reputation.
  • Partnership with Reputable Depositories: Birch Gold Group partners with reputable depositories to provide clients with a secure storage space to store their precious metals. This helps ensure a smooth storage process as the precious metals are stored safely and can be accessed easily. So, as a client, storing your precious metals with this company is an excellent choice. 
  • Personalized Service: The company offers its customers a key benefit: personalized service. The company is an excellent choice for new investors, as it is easy and efficient to work with them. A precious metals specialist is assigned to every client who answers any question, reviews their account, and transfers it to the next stage.
  • Diversifying Portfolios: Working with Birch Gold Group allows you to diversify your investments and portfolios by investing in a wide range of precious metals. This will help to reduce any cases of risks with your portfolio. Everybody knows investing in precious metals is a great way to protect your wealth from market volatility and inflation. Birch Gold Group offers an excellent way to do so. 

Cons of Birch Gold Group

  • Some clients have accused the company of putting them into hard-to-value (esoteric) coins. 
  • The minimum purchase amount is $10,000, a disadvantage for some people.
  • Birch Gold Group is not able to work with conventional IRA plans. Clients may need to transfer their funds into a self-directed IRA if they have a conventional one.

Final Thoughts 

American Hartford Gold and Birch Gold Group are excellent options for choosing a suitable precious metals company for your investments. It is advisable to go with Birch Gold Group for clients who want more comprehensive options – those who want to invest in other precious metals like palladium and platinum. 

After reading this review, choosing between American Hartford Group and Birch Gold Group for your investments will be easier. Choose the precious metals company that suits your financial goals and capacity.